US News Credit Card Advice for Young Adults

In prior posts, we have studied such aspects of credit as these. What’s in Your Wallet? Cash, Credit Card, Debit Card? Do YOU Understand YOUR Credit Report? And now, we look at credit for young adults. Hence, US News credit card advice for young adults . US News & World Report is a highly credible source […]

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What’s in Your Wallet? Cash, Credit Card, Debit Card?

What’s in Your Wallet? [And yes, we are borrowing this question from Capital One.] Cash, Credit Card, Debit Card? An interesting question, right? In this post, we look at U.S. and worldwide payment trends. Cash used to be king — now? As reported by the Federal Reserve Bank of San Francisco (FRBSF), in 2012, cash […]

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How Will YOU Pay for Your Holiday Shopping?

Interestingly, according to a recent survey of 1,000 people, 39 percent of holiday shoppers will pay for their gifts in cash, 32 percent will pay with a debit card, and only 22 percent will pay by credit card. Three percent will pay by check.   Take a look at this Wall Street Journal video to […]

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It’s Time for Smart Chip Technology on U.S. Credit Cards

As we recently posted, data security — and the lack thereof — is a huge problem that needs to be fixed for both retailers’ and shoppers’ protection. First, let’s look at some more statistics. Then, let’s consider the best solution. According to a Ponemon Institute study, as reported by the Wall Street Journal, security breaches […]

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