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New Trend in Revealing Salary History

22 Jan

Because of the wage disparity between genders, various U.S. communities have passed laws relating to the job interview process. These laws represent a new trend in revealing salary history during job search.

Check out this post. What We Earn by Age, Gender, and Race.

Then take a look at this infographic from the Women’s Bureau, United States Department of Labor. And here’s an link from the U.S. DOL. Also, click here to see each state’s laws on pay transparency equal pay.

Various U.S. communities have passed laws relating to the job interview process. These laws represent a new trend in revealing salary history during job search.

New Trend in Revealing Salary History

As a result of the pay differences, for some U.S. locales, we are entering a new era with regard to salary information during the job search process.

In particular, one trend involves forbidding employers from asking a candidate’s past salary history.

Now, we look at the rationale for the new laws. And the locales that have already enacted such laws.

Rationale for New Laws

Here are three observations.

Laura Kray, a professor at UC Berkeley’s Haas School of Business, praised the new laws as ‘a way to ensure that disadvantages at one point in time don’t have consequences into future jobs’ for women. Since the laws are new, ‘actual evidence of what effect they’re having may be minimal at this point.’ But she predicted they’ll help raise women’s pay relative to similarly qualified men, by pushing employers “to decide what the job is worth and find the right candidate.”

Madison Alder, Bloomberg: “States and cities across the U.S. are banning employers from asking about salary history to foster pay equity among men and women. But it may take time for the bans to be clearly defined. Inquiring about salary expectations may be safer. Ryan S. Kunkel, a lawyer in Oregon, says ‘going forward, though, an interesting case could be made from the employee perspective is that even asking about salary expectations perpetuates implicit bias.'”

Abigail Hess , CNBC: “Amazon, one of the largest employers in the country, will also ban this controversial question. An Amazon spokesperson tells BuzzFeed News, “We think this is the right thing to do for our current and future employees.”

Areas with Salary History Laws

While the list of areas with salary history laws is growing, this September 2017 chart shows the early locales with such laws. Click the image for a larger version. And to see what status the laws mean in each locale.

Various U.S. communities have passed laws relating to the job interview process. These laws represent a new trend in revealing salary history during job search.

Ad Blocking Challenges and Opportunities

17 Jan

Ad blocking has become an enormous problem for firms marketing online, going from nuisance to major threat. As a result, there are ad blocking challenges and opportunities to consider.

To begin, read Technopedia on ad blocking:

“An ad blocker is a program that will remove different kinds of ads from a Web user’s experience online. The programs target such ads as pop-ups and banner ads. Online ad blockers work in many different ways. Thus, some are standalone programs. And others are features of more comprehensive customizing services. Or add-ons for a particular browser or operating system. Some browser-specific programs work well in a particular environment. Others work with Windows or other operating systems to block ads.”

“In general, users have options for blocking different kinds of ads. Some programs delete cookies and other Web markers to limit ads. Thus, Web proxy programs  can effectively block ads. And some users choose to block Adobe Flash to stop annoying video ads. These are common on some Web sites. Also, freeware programs may use simple principles to block out ads.”


Ad Blocking Challenges and Opportunities

Looking ahead, what must we know about ad blocking challenges and opportunities? To learn more, we turn to various sources.

  • In 2017, we reported that both Facebook and Google set stronger rules for advertisers.
  • As a result of these rules, many firms feel more confident about where their ads will be placed. And it will be better for them if annoying ads are blocked.
  • On February 15, 2018, Google Chrome will introduce its own ad blocker. And according to TechCrunch:

“This won’t block all ads on all sites. Instead, it’ll stop ads deemed overly annoying or intrusive. But it will block all ads from sites where even one ad displayed on the site doesn’t meet its standards.”

“Google has worked with publishers to ensure they’re in compliance with the new standards in advance of going live. It’s done a lot to make sure that this wasn’t sprung on anyone without warning.”

“Also, Google hopes that by building ad-blocking into Chrome, it can ease the concerns of consumers who find intrusive ads ruin their experience. But not have them resort to more restrictive third-party blockers. Those could cut into their own primary business – which remains selling ads.”

Ad Blocking Challenges and Opportunities
Ad Blocking Challenges and Opportunities


What’s in Your Wallet? Cash, Credit Card, Debit Card?

8 Jan

What’s in Your Wallet? [And yes, we are borrowing this question from Capital One.] Cash, Credit Card, Debit Card? An interesting question, right? In this post, we look at U.S. and worldwide payment trends.

Cash used to be king — now? As reported by the Federal Reserve Bank of San Francisco (FRBSF), in 2012, cash represented 40 percent of U.S. consumer spending. By 2016, this figure had fallen to 31 percent. Furthermore: “Most consumer payments are for small transactions. About 60 percent of in-person payments under $10 are made in cash, compared to 20 percent of in-person transactions for $25 or more.” As online and mobile shopping grow, cash use will drop even further.

Firms of all types and sizes need to aware of these trends. AND plan accordingly.

These are two consumer-oriented posts on credit usage: Do YOU Understand YOUR Credit Report? and Gender and Credit & Earnings: Is It a Level Playing Field?


What’s in Your Wallet? Cash, Credit Card, Debit Card?

Consider these FRBSF infographics.

(1) Estimated aggregate volume and value shares of all payments (including bill payments and non-bill payments). Includes cash, check, credit cards, debit cards, other electronic payments made through bank accounts, and other payments.

What's in Your Wallet? Cash, Credit Card, Debit Card?

(2) Cash used most often for payments less than $25. Credit and debit cards used more often for amounts between $25 and $100. Checks and electronic payments used more often for amounts of $100 and over.

What's in Your Wallet? Cash, Credit Card, Debit Card?

(3) Greater reliance on cash by households with an annual income of less than $50,000 per year.

What's in Your Wallet? Cash, Credit Card, Debit Card?

(4) Those under 35 years-of-age less apt to use cash than those over 35.

What's in Your Wallet? Cash, Credit Card, Debit Card?

The Most Cashless Countries in the World

As Banking Technology asks:

“What countries among the 20 largest economies are adapting quickest to using cashless systems like phones and contactless cards? New research (and nifty infographics) from global trading site Forex Bonuses reveals that Canada takes the top spot, narrowly edging out Sweden for the top position.”

Cashless Countries Around the World

Professions Perceived as Most Ethical – and Most Unethical

4 Jan

Today, we discuss the professions perceived as most ethical – and most unethical. And this builds on our coverage of ethical firms and marketing practices:

For most of us, the leading study of ethics in the professions is from Gallup. Let’s look at its 2017 U.S. poll results.


U.S. Professions Perceived as Most Ethical – and Most Unethical

For several years, Gallup has polled the American public to learn how the ethics of 22 different professions are perceived.

Before reading further: Which professions do YOU view as the most ethical? And as the most unethical? In alphabetical order, here are the 22 professions:

(1) Advertising practitioners. (2) Auto mechanics. (3) Bankers. (4) Business executives. (5) Car salespeople. (6) Clergy. (7) Day care providers. (8) Grade school teachers. (9) Judges. (10) Lawyers. (11) Lobbyists. (12) Local officeholders. (13) Medical doctors. (14) Members of Congress. (15) Military officers. (16) Newspaper reporters. (17) Nurses. (18) Nursing home operators. (19) Pharmacists. (20) Police officers. (21) State officeholders. (22) TV reporters.

After doing your ranking, review Gallup’s December 2017 findings. And study this chart.

Professions Perceived as Most Ethical - and Most Unethical

As Gallup reports:

“For the 16th consecutive year, Americans’ ratings of the honesty and ethics of 22 occupations finds nurses at the top. And more than eight in 10 (82%) Americans describe nurses’ ethics as ‘very high’ or ‘high.’ In contrast, about six in 10 Americans rate members of Congress (60%) and lobbyists (58%) as ‘very low’ or ‘low’.”

“In sum, a majority of Americans rate six groups as ‘high’ or ‘very high’ for honesty and ethics. Besides nurses, that list includes military officers, grade school teachers, medical doctors, police officers, and pharmacists. Although the rating of pharmacists remains high, it fell 5 points from 2016. And this may reflect the opioid crisis.”

In 2017, “only members of Congress and lobbyists get majority negative ratings. Yet, the other 14 occupations rate ‘average’. Lawyers, local officeholders, bankers, and auto mechanics have majority ‘average’ marks. Also, the public is divided between positive and average rankings for both judges and clergy. And these two groups require honesty and ethical standards.”


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