As shoppers and as marketers, we know that an individual’s credit score is very important in determining the rate of interest a person pays for a credit card or loan transaction, how much they are able to buy on credit (the spending limit), etc. An excellent rating is an important guide for both shoppers and buyers. But, do we know how a credit rating is computed?
 
Here is a good video overview from Barclaycard U.S..
 

 

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